Is housing wealth an "ATM"? : the relationship between household wealth, home equity withdrawal, and saving rates

Is housing wealth an "ATM"? : the relationship between household wealth, home equity withdrawal, and saving rates / Vladimir Klyuev and Paul Mills.

This paper examines the role increasing personal wealth and home equity withdrawal (HEW) have had in the decline in the personal saving rate in the United States. It does so by comparing the U.S. experience with those of Australia, Canada, and the United Kingdom. Mortgage market liberalization and i...

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Bibliographic Details
Main Authors: Klyuev, Vladimir (Author), Mills, Paul S. (Author)
Corporate Authors: International Monetary Fund. International Capital Markets Department, International Monetary Fund. Western Hemisphere Department
Format: eBook
Language:English
Published: [Washington, D.C.] : International Monetary Fund, Western Hemisphere Dept. and International Capital Markets Dept., ©2006.
Series:IMF working paper ; WP/06/162.
Subjects:
Home equity conversion > United States.
Saving and investment > United States.
Home equity conversion
Saving and investment
United States
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